attorney Michael E. Douglas Attorney at Law
  Personal Injury Attorney
  St. Paul Workers Compensation Lawyer work comp attorney
 > About Me
   :: My Commitment
   :: Our Community
 > Legal Practice Areas
  twin cities comsumer lawPersonal Injury
   :: Traffic Accidents
   :: Medical Malpractice
   :: Social Security Disability
   :: Premises Liability
   :: Wrongful Death
   :: Dog Bite
   :: Back/Spinal/Neck Injuries
   :: Whiplash
   :: Defective Medical Devices
   :: Defective Drugs
  Minnesota Personal InjuryWorkers Compensation
  St. Paul personal injuryConsumer Law
   :: Debt Collection
   :: Repossessions
   :: Foreclosures
   :: Loan, Credit, Banking
   :: Arbitration Agreements
   :: Deception and Fraud
   :: Auto Fraud / Lemon Law
   :: Warranties
   :: Predatory Lending
 > Contact Us
   :: Contact Us

Law Offices of Michael E. Douglas
P.O. Box 251551
Woodbury, Minnesota 55125-6551

 Saint Paul Lawyer


Presley v. Lakewood Engineering and Manufacturing Company: EVIDENCE - no error not admitting expert's opinion on fire cause

United States Court of Appeals
No. 07-3846
Jeannine Presley, Individually and *
as Personal Representative of the *
Estate of George Presley, Deceased; *
Shelter Insurance Company, as *
Subrogee of Jeannine Presley and *
George Presley, *
* Appeal from the United States
Appellants, * District Court for the
* Western District of Arkansas.
v. *
Lakewood Engineering and *
Manufacturing Company, *
Appellee. *
Submitted: September 22, 2008
Filed: January 21, 2009
Before RILEY, HANSEN, and MELLOY, Circuit Judges.
RILEY, Circuit Judge.
Jeannine Presley (Jeannine), individually and as the personal representative of
her late husband George Presley (George), and Shelter Insurance Company (Shelter)
(collectively, plaintiffs) sued Lakewood Engineering and Manufacturing Company
(Lakewood) on theories of negligence, breach of warranty, and strict products liability.
1The Honorable Jimm Larry Hendren, United States District Judge for the
Western District of Arkansas.
2Because we cast the facts in the light most favorable to plaintiffs, our recitation
of the facts includes the testimony of Arms given in his affidavit submitted to the
district court opposing Lakewoods motion for summary judgment. In the district
court, a dispute arose about the admissibility of some of the affidavits information
which related to testing, reports, and discovery responses submitted by plaintiffs, but
stricken as untimely. The district court admitted the affidavit to the extent the
information did not conflict with the courts ruling, and our recitation of the facts only
includes the information deemed admissible by the district court.
Plaintiffs alleged a space heater manufactured by Lakewood (Lakewood heater) caused
a fire in the Presleys home which resulted in property damage and personal injury.
Upon motion by Lakewood, the district court1 excluded the testimony of plaintiffs
causation expert, Raymond D. Arms (Arms), and granted Lakewoods motion for
summary judgment. We affirm.
Because we review de novo the evidence and testimony involved in a motion for
summary judgment in the light most favorable to the non-moving party, we cast the
facts and reasonable inferences of this case in the light most favorable to plaintiffs.2
See Hickerson v. Pride Mobility Prods. Corp., 470 F.3d 1252, 1256 (8th Cir. 2006).
A. The Fire
On the night of January 30, 2004, Jeannine was reading and George was
watching television in the den of their house. Near Georges chair was the Lakewood
heater, an oil-filled space heater, model 7096, manufactured by Lakewood in 1998.
George regularly used the Lakewood heater to warm his feet while sitting in his den
chair. According to plaintiffs expert Martin Gallaher (Gallaher), George said he used
the Lakewood heater on the night of January 30, 2004. Around 10 oclock, Jeannine
went to bed. George remained in the den watching television, and went to bed around
midnight. According to Gallaher, in a June 20, 2005 letter to plaintiffs counsel
(Gallaher letter), George said it was possible he left the Lakewood heater on that night.
At around 3 oclock, Jeannine arose to use the restroom and did not notice
anything unusual in the house. At approximately 6 oclock, Jeannine again awoke to
use the restroom and, as she exited her bedroom, was engulfed in smoke. Jeannine
immediately woke up George, and George ran to the den to investigate the fire.
Jeannine saw fire coming from the kitchen of the house, called 911, and exited the
house. George remained in the house.
The Fayetteville Fire Department responded to Jeannines call and rescued
George from the house. By that time, the fire had spread throughout the house.
Jeannine and George were taken to the hospital where both were treated for smoke
inhalation. Jeannine remained in the hospital for three days, and George was released
from the hospital thirteen days after the fire. The Presleys home experienced
extensive damage from the fire.
B. Fire Investigation
After the fire, two fire inspectors from the Fayetteville Fire Department, Kyle
Curry (Inspector Curry) and Dennis Ledbetter (Inspector Ledbetter), examined the
Presleys home and gathered evidence from the scene. In an attempt to identify the
origin and cause of the fire, Inspector Curry and Inspector Ledbetter examined the burn
and damage patterns on the interior and exterior of the home. The inspectors also
gathered several items from around Georges chair for examination by an electrical
engineer. The items collected included the Lakewood heater, a carbon monoxide
detector, several pieces of wiring, a floor lamp, candle remnants, and chair remnants.
The inspectors also investigated possible electrical sources of the fire, noting there was
an extension cord running from the area around Georges chair to an outlet on the east
wall of the den into which the Lakewood heater, the floor lamp, a cordless phone, and
a hand-held massager were plugged. These findings were documented in a report
prepared by Inspector Curry.
After examining the fire scene, Inspector Curry and Inspector Ledbetter
concluded the fire began in the den next to Georges chair. However, Inspector Curry
and Inspector Ledbetter could not specify an exact cause of the fire. Inspector Currys
report stated the cause of the fire was undetermined at this time, with the evidence
obtained at the scene to undergo further evaluation.
C. Plaintiffs Expert Arms
Plaintiffs employed Arms, a fire expert and electrical engineer, to investigate the
cause of the fire and formulate a theory of fire causation. To guide his investigation
and reasoning, Arms generally relied upon NFPA 921: Guide for Fire and Explosion
Investigations (2001) (NFPA 921), other treatises and handbooks, the scientific
method, and his knowledge of electrical engineering and related disciplines. Arms
also developed his theories through his own observation and testing.
Within a few months after the fire, Arms personally observed the fire scene and
the evidence collected by Inspector Curry. After observing the fire scene, Arms agreed
with Inspector Curry that the fire started in the den near Georges chair. Armss
observations also ruled out the cordless phone and hand-held massager as causes of the
fire because these artifacts were not collected from the fire scene and were plugged into
an extension cord outside the area of origin. Further, Armss examination of the
Lakewood heater identified acute damage at the double wire neutral connection which
was unlike the damage to other connections in the heater.
In addition to his own observations, Arms had metallurgical testing performed
on the evidence collected from the fire scene. The metallurgical testing included
macrophotography, stereoscopy, SEM imagery, X-ray, and EDS analysis. Although
Arms was not present for these tests, Arms reviewed the results and discovered (1)
the double neutral wire connection had experienced severe corrosion from extreme
heat and chlorine emitted by the heated wire insulation; (2) the double neutral wire
had been improperly crimped resulting in a loose connection and production of heat;
(3) the extension cord into which the Lakewood heater was plugged and the male end
of the Lakewood heater power cord demonstrated burn patterns suggesting the
Lakewood heater was drawing electricity at the time of the fire; and (4) the extension
cord remnants collected at the scene were not the cause of the fire because they
demonstrated arc through char.
Following the metallurgical tests, Arms also analyzed flammability tests
conducted by Clayton and Associates on components of an exemplar heater (C&A
flammability tests). To conduct these tests, Arms was provided exemplar heaters.
During the C&A flammability tests, samples of wire insulation and plastic from the
exemplar heaters were suspended twelve inches above a cotton ball and subjected to
a five second, 3/4 inch flame. If, after applying the flame, the component burned or
ignited the cotton ball by dripping, the test was concluded. However, if initially there
was no sustained combustion, the flame was applied up to three times for an
additional five seconds each time. After these tests had been conducted, Arms
discovered all of the components would burn to consumption after the heat from the
flame was applied.
Based upon his observation and the results of the metallurgical and C&A
flammability tests, Arms hypothesized a manufacturing defect in the Lakewood
heater caused the fire. Armss theory is summarized as follows:
1. George left the Lakewood heater on when he went to bed on
January 30, 2004;
2. While the Lakewood heater was left on, a high resistance wire
connection in the control panel on the neutral double wire became hot due to
a defective crimp on the connection;
3. The heat from the improperly crimped connection caused wire
insulation in the heater control panel to emit flammable gases, or off gas;
4. The released gases were then ignited through arcs created by the
normal operation of the thermostat in the control panel;
5. The ignited gases created a fire on the insulation of the power
cord in the heaters control panel;
6. The flame on the power cord insulation ignited the insulation on
a second power cord in the control panel;
7. The fire then burned up the insulation of the second power cord
to the heaters switch;
8. The heaters switch ignited and spread the fire to the plastic
around the heaters lifting handle above the switch;
9. The fire from the lifting handle ignited the front cover of the
10. The front cover of the heater melted away from the screw affixing
it to the heater, fell on the carpet in the den, and spread the fire to other
combustibles in the room including the drapes, the carpet, and Georges chair;
11. As the fire spread, it attacked the extension cord where the
Lakewood heater was plugged in and spread the fire down the extension cord
to the south wall of the den; and
12. Finally, the fire spread to the east wall of the den, and eventually
to other parts of the house.
In an affidavit submitted to the district court, Arms stated he put his theory
together in pieces. Arms explained he used a piecemeal approach because it
would be impossible to recreate the fire scene and his ignition scenario. Arms
claimed the extended period of time over which the Presley fire scenario developed,
and the high cost of recreating the fire scene, made it impractical to sit down and
develop a scenario where you actually heat up the wire with the resistance heating to
3Daubert v. Merrell Dow Pharm., Inc., 509 U.S. 579, 59293 (1993).
cause gassing, to cause ignition, and the fires progress. Thus, Arms believed the
fire events could not be replicated in a laboratory experiment.
Arms testified no additional scientific testing was required to prove his
theory, because each step of his theory was substantiated by either his observation
and testing or established scientific principles. Arms believed the heater was on
because the metallurgical testing revealed burn patterns on the extension cord and the
male end of the Lakewood heater power cord which were indicative of electricity
pull. Further, the Gallaher letter indicated George said he could have left the heater
on. Arms also stated, The metallurgical testing and the flammability testing support
the scenario of off-gassing and ignition by a competent source, i.e., the parting arc
of the thermostat, the ignition of the insulation gases produced by the heated
insulation, and sustained burning of the insulation until the plastic of the switch
housing, the thermostat knob, and outer control cover are ignited. Additionally,
Arms cited six NFPA 921 sections which set forth scientific principles consistent
with portions of his theory, and provided a study by John Shea (Shea study) which
documented the ignition of PVC insulation by a parting arc. Finally, Arms stated his
observations and metallurgical testing ruled out other causes for the fire and
substantiated his theory of fire spread outside the heater. Based on these findings and
principles, Arms asserted he was able to construct his theory cognitively.
D. District Court Proceedings
After discovery, including Lakewoods deposition of Arms, Lakewood moved
the district court to exclude Armss testimony and grant Lakewood summary
judgment. Lakewood argued Arms failed to test adequately or provide scientific
support for his causation theory, and absent Armss testimony, plaintiffs lacked
evidence of causation for their claims. In response to the motion, the district court
conducted a Daubert3 hearing on Armss testimony and allowed oral arguments on
the motion for summary judgment. During this hearing, Arms testified about his
causation theory and methodology, and was subjected to examination by Lakewood,
plaintiffs, and the district court. At the end of the hearing, the district court made
preliminary remarks that the motion to exclude Armss expert opinion and the motion
for summary judgment would be granted.
On December 4, 2007, the district court issued an order granting both of
Lakewoods motions. The district court (1) excluded Armss expert opinion because
Arms failed to apply reliably the standards of NFPA 921 to his theory, and (2)
granted summary judgment because, without Armss testimony, plaintiffs could not
produce sufficient evidence that the Lakewood heater was either on or the cause
of the fire. Plaintiffs now appeal.
Plaintiffs argue the district court erred in excluding Armss testimony and in
granting summary judgment to Lakewood. We review the exclusion of expert
testimony for abuse of discretion. Pro Service Auto., L.L.C. v. Lenan Corp., 469
F.3d 1210, 1214 (8th Cir. 2006). We review the district courts grant of summary
judgment de novo, viewing the evidence and testimony in a light most favorable to
the non-moving party and drawing all reasonable inferences of fact in that partys
favor. Hickerson, 470 F.3d at 1256.
A. Exclusion of Armss Expert Opinion
Under Federal Rule of Evidence 702, an expert opinion is admissible if (1)
the testimony is based upon sufficient facts or data, (2) the testimony is the product
of reliable principles and methods, and (3) the witness has applied the principles and
methods reliably to the facts of the case.
When determining the reliability of an experts opinion, the district court
examines the following four non-exclusive factors: (1) whether it can be (and has
been) tested; (2) whether the theory or technique has been subjected to peer review
and publication; (3) the known or potential rate of error; and (4) [the methods]
general acceptance. Daubert, 509 U.S. at 59394. The above listed factors are not
exhaustive or limiting, and a court must use the factors as it deems fit to tailor an
examination of the reliability of expert testimony to the facts of each case. Shuck v.
CNH America, LLC, 498 F.3d 868, 874 (8th Cir. 2007) (citing Jaurequi v. Carter
Mfg. Co., 173 F.3d 1076, 1083 (8th Cir. 1999)). In addition, the district court can
weigh whether the expertise was developed for litigation or naturally flowed from
the experts research; whether the proposed expert ruled out other alternative
explanations; and whether the proposed expert sufficiently connected the proposed
testimony with the facts of the case. Sappington v. Skyjack, Inc., 512 F.3d 440, 449
(8th Cir. 2007) (quoting Lauzon v. Senco Prods., Inc., 270 F.3d 681, 68687 (8th Cir.
2001)). While weighing these factors, the district court must continue to function as
a gatekeeper who separates expert opinion evidence based on good grounds from
subjective speculation that masquerades as scientific knowledge. Glastetter v.
Novartis Pharm. Corp., 252 F.3d 986, 989 (8th Cir. 2001).
On appeal, plaintiffs argue the district court abused its discretion in excluding
Armss opinion because the court solely relied upon an erroneous interpretation and
application of Firemans Fund Ins. Co. v. Canon U.S.A., Inc., 394 F.3d 1054 (8th Cir.
2005). Plaintiffs maintain the district court interpreted Firemans Fund to require
testing at every step in fire cases. Plaintiffs claim this courts discussion in
Hickerson and Shuck establish that testing is not the only way to provide reliability.
Plaintiffs posit our cases allow observation and expertise to be bases for reliability.
Thus, plaintiffs conclude the district court applied an overly rigid standard of
reliability to Armss opinion, and when Armss opinion is analyzed under a less rigid
standard, the district court abused its discretion by finding Armss opinion was
unreliable and similar to the expert opinions in Firemans Fund.
Because interpretation and application of Firemans Fund drives plaintiffs
appeal, a brief discussion of the opinion is necessary. In Firemans Fund, experts
who claimed to follow NFPA 921 proffered two alternative theories to support the
conclusion that defendants copier caused a fire. 394 F.3d at 105759. In their first
theory, the experts hypothesized the copiers upper fixing heater assembly started on
fire after the heaters control circuitry and thermal fuse safety device malfunctioned.
Id. at 1058. The experts claimed this theory was substantiated by tests in which the
heater control circuitry in an exemplar copier was bypassed and electrical current was
applied directly to the copiers heating element to produce a thin brown scorch on
paper affixed to the copiers heating element. Id. at 1058. On appeal, our court
affirmed the district courts exclusion of the expert opinion. The panel stated the
experts did not apply [NFPA 921] reliably to the facts of the case because (1) the
tests did not explain any malfunction sufficient to produce an open flame, (2) the tests
did not explain or replicate a specific malfunction, and (3) the theory was inconsistent
with evidence from the fire scene that the heating element was not receiving
electricity at the time of the fire. Id. at 105859.
In the second theory, the experts opined the copiers power supply board
caused the fire. Id. at 1059. The experts based this theory on the following three
factors: burn patterns in the copier, new evidence obtained from two other separate
incidents in which the power supply board emitted sparks and a flame, and a test
which created sparks after DC voltage was applied to similar AC voltage components
on the power supply board. Id. at 1059. On appeal, our court determined it was not
an abuse of discretion for the district court to find this theory was inconsistent with
and did not reliably apply the standards of NFPA 921, because (1) the experts failed
to specify a specific defect, (2) the new theory contradicted earlier explanations that
the burn patterns proved the upper fixing heater caught on fire, and (3) the experts did
not explain how DC voltage would get to AC voltage components. Id. at 105960.
We agree with plaintiffs contention that Firemans Fund does not establish a
bright-line rule for testing in fire cases. See Shuck, 498 F.3d at 875 n.3. In certain
circumstances, a fire expert can offer a reliable opinion based upon specific
observation and expertise. See id. at 87475 (concluding expert opinion that engine
failure caused a fire was reliable when based upon observation and expertise, because
experts for both plaintiff and defendant relied on this methodology and the engine
components were too damaged to be tested); Hickerson, 470 F.3d at 125658
(holding a fire experts method reliable when he examined burn and damage patterns,
considered testimony, and identified a point of origin).
Although we agree Firemans Fund does not mandate testing in all fire cases,
plaintiffs assertion the district court improperly interpreted Firemans Fund to
require testing is wrong. At the end of the Daubert hearing, the district court made
preliminary remarks regarding its exclusion of Armss opinion. During these
remarks, the court summarized the facts, reasoning, and holding of Firemans Fund,
and expressed the belief that Firemans Fund discredited Armss testimony regarding
the impossibility of testing in plaintiffs case. The district court declared Armss lack
of testing was troubl[ing] as to whether theres any scientifically reliable basis for
any opinions that he might give. The court noted Firemans Fund served as a basis
for being concerned with Armss application of NFPA 921. The district court echoed
these preliminary remarks in its order, finding:
Similar to the facts of Firemans Fund [], Arms purported to follow the
guidelines and standards established by [NFPA 921]. However,
although NFPA 921 requires that hypotheses of fire origin must be
carefully examined against empirical data obtained from fire scene
analysis and appropriate testing, Arms did not apply this standard
reliably to the facts of this case. Arms did not perform testing to prove
his ignition scenario; and, this Court is troubled by Arms testimony
that such testing would be impossible. Additionally, Arms failed to
effectively point to any scientific studies or research to support his
ignition scenario. Finally, this Court finds that Arms failed to exclude
the other possible ignition sources present at the fire origin including
extension cords, a cordless phone, floor lamp, and hand-help [sic]
massager. (quoting Firemans Fund, 394 F.3d at 105758).
The language of the district court, both in its preliminary remarks and its order,
gives no indication the district court interpreted Firemans Fund to require testing.
Rather, the district court stated it found Firemans Fund to be a comparable basis for
the courts reliability determination and analogous to the facts of plaintiffs case.
Although the district court noted Armss testimony regarding his lack of testing, mere
reference to this testimony does not establish the district court was requiring Arms
to test. Instead, the court properly weighed Armss lack of testing in assessing the
reliability of Armss opinions. See Daubert, 509 U.S. at 593 (stating, a key
question to theory reliability is whether it can be (and has been) tested). Thus, the
district court did not abuse its discretion or err in interpreting Firemans Fund.
Similarly, the district court did not abuse its discretion when it found Arms,
like the experts in Firemans Fund, failed to apply the standards of NFPA 921
reliably to the facts of this case. NFPA 921 requires appropriate data analysis and
testing. See Firemans Fund, 394 F.3d at 1058. Further, NFPA 921 suggests that fire
theories involving an appliance be substantiated by testing of exemplar appliances.
Arms failed to follow these aspects of the standards he purported to follow.
Arms testified he did not perform, and was not privy to, any testing showing
an improperly crimped connection would produce conditions for ignition. See
Daubert, 509 U.S. at 593 (holding testing is an important inquiry for theory
reliability). Arms also testified he did not test either the amount or rate of gas
produced by heated wire insulation from the exemplar heaters. Likewise, Arms failed
to provide a scientific study which supported his ignition theory. The Shea study
cited by Arms was performed on different wiring than the wiring involved in
plaintiffs case, and Shea stated the type of wiring in plaintiffs case would be more
difficult to ignite than the wiring tested in Sheas study. See Daubert, 509 U.S. at
594 (stating peer review is a consideration in assessing the scientific validity of a
particular technique or methodology on which an opinion is premised). The Shea
study also conflicted with Armss testimony regarding the possibility of testing his
scenario of off-gassing and ignition by a parting arc. Arms said this theory was
substantiated by similar testing in the Shea study, but Arms also said this type of
testing would be impossible in plaintiffs case.
Finally, Armss fire spread theory was inconsistent with NFPA 921. Arms
testified his theory of fire spread inside the heater involved no specific testing.
However, Arms said it would be possible to ignite the first power cord in an exemplar
heater to determine whether the fire would travel as he theorized. In addition, Arms
based his theory of fire spread outside the heater on general observations regarding
proximity of the heater to other combustibles. No evidence in the record indicates
Arms used an exemplar heater to start the outside cover of the heater on fire to
determine whether the cover would melt and spread to another combustible as Arms
theorized. Further, the record is devoid of any reference to a scientific study
substantiating Armss theory of fire spread either inside or outside the heater.
Although plaintiffs contend Armss observations, the metallurgical tests, the
C&A flammability tests, and the references to NFPA 921 sections are adequate bases
for reliability, it was not an abuse of discretion for the district court to find Armss
theory required too great an inferential leap from these bases. Armss observations
and the references to NFPA 921 sections were applications of general observations
and general science which led to vague theorizing based upon general principles.
Pro Service, 469 F.3d at 1216. Our court has previously held opinions formulated
merely upon general observations of the evidence and general scientific principles
were unreliable. See id. at 121516 (deciding an expert opinion was inadmissible
when the expert provided no testing or other engineering analysis to support his
causation opinion); Weisgram v. Marley Co., 169 F.3d 514, 519 (8th Cir. 1999)
affd 528 U.S. 440 (2000) (concluding an expert opinion was inadmissible because
the opinion was based on general observations regarding the origin of the fire rather
than specific evidence in the record substantiating the chain of events in the experts
fire causation theory).
Further, the metallurgical tests and C&A flammability tests were not adequate
bases for Armss theory. Testing, which is actually performed, must be appropriate
and must analytically prove the experts hypothesis. See Shuck, 498 F.3d at 875 n.3
(stating, testing, if performed, must be appropriate in the circumstances and must
actually prove what the experts claim it proves); Firemans Fund, 394 F.3d at
105860 (holding expert testimony unreliable where the tests were inconsistent with
the theory proffered). The metallurgical tests simply established corrosion and arc
through char, and the C&A flammability tests merely applied a flame to small
portions of exemplar heater components. These tests did not establish ignition or
spread. The ignition and spread in Armss theory were the product of Armss
speculation based upon his expertise analyzing the basic results of the metallurgical
tests and the C&A flammability tests. An expert generally cannot formulate a theory
through supposition based on his or her own expertise. See General Elec. Co. v.
Joiner, 522 U.S. 136, 146 (1997) (stating, neither Daubert [n]or the Federal Rules
of Evidence requires a district court to admit opinion evidence that is connected to
existing data only by the ipse dixit of the expert because [a] court may conclude
that there is simply too great an analytical gap between the data and the opinion
proffered). The general bases provided by Arms for his theories did not match the
complexity of the theories, and the district court did not abuse its considerable
discretion in excluding Armss expert testimony.
B. Summary Judgment
In their reply brief, plaintiffs concede summary judgment was appropriate if
Armss testimony is excluded. We agree. Summary judgment is proper when the
pleadings, the discovery and disclosure materials on file, and any affidavits show that
there is no genuine issue as to any material fact and that the movant is entitled to
judgment as a matter of law. Fed. R. Civ. P. 56(c). Without Armss testimony,
plaintiffs cannot create a genuine issue of material fact regarding whether the
Lakewood heater caused the fire. Because we find the district court did not abuse its
discretion in excluding Armss opinions, the district courts grant of summary
judgment was proper.
For the foregoing reasons, the district court is affirmed.


  What day were you injured?

  / /

  What caused your injuries?
Traffic/Bicycle Accident
Work-Related Injury
Wrongful Death
Dog Bite
Slip and Fall

  How have your injuries affected

  your life?


  What kinds of medical care
  professionals have you seen?


  What has your treatment cost?


  Is Insurance Involved?
My insurance may cover

Someone else's insurance
        may cover this.

I already filed a claim.
I rejected a settlement

I accepted a settlement

  Were there any witnesses?
Bystanders Witnessed This.
Police Responded and Filed
        a Police Report

Police Responded but Did
        Not File a Police Report



          By visiting this page or clicking the
  "submit" button above, you agree
  that you have read and accept this   "disclaimer".
Copyright © Michael E. Douglas, Attorney at Law, Saint Paul MN. All Rights Reserved.
Minnesota Law Firm representing Personal Injury, Car / Auto Accident, Workers Compensation, Medical Malpractice, Social Security Disability claims.
Dedicated to Injured Workers, Victims of Negligence, Car Accidents, Victims of Fraud, and those in need of legal assistance.